Buy your dream home with Sam, 22 years in Real Estate
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- 416-893-8683
- Sam@samtherealtor.com
words from Sam Schariefy
Broker
I am an Real Estate Broker with in-depth experience in the GTA real estate market. I am dedicated to providing the highest level of representation that I can for my clients.
With over 22 years of experience with sellers and buyers, I have a proven track record of success that is crucial to leverage in today’s market! In this challenging market, I strive to give my clients top-notch customer service. If you are a homeowner preparing to sell, I will assist you in the prep stage and help you position your home to maximize your $ in the shortest amount of time. If you are a buyer, I will share in depth knowledge of the area, recent sales comparisons, and strong negotiating skills to help you get the best deal that meets your needs!
Your real estate transaction is one of the largest and most important events in your life. I am honored to assist you I look forward to building another client for life!
"The longer I live, the more I realize the impact of attitude on life. Attitude, to me, is more important than facts. It is more important that the past, than education, than money, than circumstances, than failure, than successes, than what other people think or say or do. The remarkable thing is we have a choice every day regarding the attitude we will embrace for that day. We cannot change our past. We cannot change the inevitable. The only thing we can do is play on the one string we have, and that is our attitude. I am convinced that life is 10% what happens to me and 90% how I react to it. And so it is with you. We are in charge of our attitudes."
Featured Listings
Services:
Free Home Evaluation
Are you curious about what your home is worth in today’s market? Or maybe you are thinking about moving or selling and would like a precise evaluation to help with your decision? Fear not, I can take care of your problems right away and give you a free and honest estimation of your house. It's FREE of charge and obligates you to nothing
Powerful Home Search
I also have listing search engine. Search active listings, register for listing access before the public has access or register for access to all the features this site offers.
Strategic Offer Negotiation
With rare exception, negotiating the transaction is the most complex part of selling a home. I can offer you expert strategic negotiation tactics that can help you get the right value for your property.
Competitive Marketing Plan
With our established competitive marketing plan, we have helped our clients to sell their homes fast and with top dollars. We work hard for our clients and we use our professional knowledge to help our clients to get the best results.
Featured Neighborhoods - Some of the neighborhoods I love - and you will, too.
Sold Listings
SOLD
Clover Ridge Cres, Mississauga
SOLD
Kingshill Rd, Richmond Hill
SOLD
Saddlecreek Dr, Markham
LEASED
11 Twin Pines Dr, Wasaga Beach
LEASED
18 Rouge Valley Dr W, Markham
LEASED
11 Wellesley St W, Toronto
LEASED
7805 Bayview Ave, Markham
LEASED
9015 Leslie St, Richmond Hill
Advice from Sam
buying
Location
Where you live has an impact on your lifestyle and it’s also one of the most significant factors on the value of your home. Choice of location is sometimes limited by the price you can afford but it is still important to consider factors such as commute to work, schools, family, shopping and entertainment.
Budget
Consider how much you have to spend, and just as importantly, consider how much you want to spend. Note that purchasing a home includes numerous additional expenses above and beyond the list price.
Features
Is it important for you to have an ensuite bathroom, an attached garage or a private backyard? Would you like a fireplace, a short commute, or maybe minimal work? Once you decide which features you would like, then it’s time to prioritize the list.
Type of Home
You should consider what type of property you would like to live in. A single-family detached home is desirable to many because it typically provides more living space and land. Alternatively, a condominium may be a more appropriate choice, since condos offer low-maintenance living. It is important to determine what type of home best suits your budget and desired lifestyle.
A real estate agent can help by using a variety of tools to identify properties that meet your requirements. One such tool is the local Board’s MLS® (Multiple Listing Service®) System. MLS can be searched for listings that best match your requirements such as location and budget.
Once you decide to visit a property, keep your requirements in mind, i.e. does it have all the features you want? does the location work for your lifestyle? Also keep some of the technical considerations in mind, such as: wiring, power outlets, heating, foundation and roof maintenance, windows, plumbing etc. Home inspections can provide an assessment of the technical aspects of a property and it is a good idea to have a professional inspection performed.
When you find a property that you would like to buy, your agent can put together an offer. The offer will include, the price you are willing to pay, expiration of the offer, a closing date for the purchase of the home and conditions for the purchase. Some commonly included conditions are:
Financing, which states you will be able to get a mortgage.
Selling your current home.
Survey provided by the seller that shows there are no encroachments on the property;
Title of the property being owned by the seller (your lawyer will confirm via a title search).
Home inspection by a qualified engineer; and
Inclusion and exclusion of any appliances and other items – basically, what stays and what goes.
A deposit is given along with an offer. A deposit of appropriate value will show your good faith to the seller.
Once an offer is accepted and all conditions are met, then the offer becomes binding on both sides. If either party then does not honour the agreement, they can be sued or the deposit lost; therefore before signing, be sure that you fully comprehend all the terms of the offer.
Before the property can formally be handed over from the seller to the buyer, a few more things must be done. You will have to show proof of insurance to the institution that provided your mortgage. On or before closing day, the lawyers from both sides will arrange to transfer the property title from the seller to the buyer. The mortgage will be transferred to your lawyer’s trust account, and then to the seller. Your lawyer will bill you all additional expenses such as land transfer taxes or outstanding legal fees. Also be sure to check with your lawyer that everything is as stated in the offer-to-purchase.
Once this is complete and the keys are in your hands, then the home is yours!
Purchasing a home is associated with some extra expenses, such as:
Legal fees
Real estate agent fees
Appraisal fee
Survey costs (if the seller didn’t have a current survey)
A high-ratio mortgage insurance premium
An interest adjustment for the mortgage.
Reimbursement to seller for the unused portion of any prepaid property taxes or utility bills
Land transfer tax in certain provinces
Mortgage broker’s fee
SELLING
The listing agreement is a contract that provides an outlines forms and negotiations related to the sale of your property. The contract is between you and your agent’s brokerage company. It is important that the agreement clearly outlines out the rights and obligations of you and your agent and that it is an accurate representation of your property details.
The listing agreement will outline:
- The compensation for your real estate agent;
- The duration of the contract;
- The listing price of the property;
- Mortgage details of the property, including the mortgage balance, mortgage monthly payments and mortgage due date;
- An accurate description of the property;
- The amount of annual property taxes; and
- Any easements, rights of way, liens or charges against the property.
Ask your listing real estate agent about disclosure. Disclosure is the seller’s obligation to disclose any relevant facts about property for sale. Relevant facts include material details about the property such as anything that could materially affect the sale price or influence a buyer’s decision to buy it. Post-sale disputes and lawsuits often relate to defects and disclosure; however, many of these disputes can be avoided if accurate and appropriate disclosures are made. When selling a property, purposefully withholding information can have significant legal consequences.
A real estate agent can help by using a variety of tools to identify properties that meet your requirements. One such tool is the local Board’s MLS® (Multiple Listing Service®) System. MLS can be searched for listings that best match your requirements such as location and budget.
A real estate agent can help by using a variety of tools to identify properties that meet your requirements. One such tool is the local Board’s MLS® (Multiple Listing Service®) System. MLS can be searched for listings that best match your requirements such as location and budget.
Sometimes a home takes time to sell, remember to be patient and persistent. There are three common reasons that a home may not sell quickly: location, condition, and asking price.
You cannot change the location of your property but you can improve the condition of your home and you can adjust your price. While your property is listed, you should be continuously comparing your asking price to similar properties in your neighbourhood. On a regular basis, review your marketing strategy with your agent. Your agent should provide you with updates on the following items while your property is listed.
- The number of showings.
- Feedback from showings.
- Updates on the marketplace.
- Your property compared to the competition.
When you receive an offer it will detail: the buyer’s price, any conditions that may apply, the desired date of possession and the date the offer expires.
The buyer will give a deposit with the offer as an act of good faith. You are able to make a counter offer if you are not happy with the offer from the buyer. The seller and buyer may go back and forth to negotiate the final terms and conditions of the sale.
Once the offer is agreed upon and signed off by all parties then it is a binding contract. Therefore, ensure that you understand and agree to all of the terms in the offer. In addition, you may want your lawyer to review the offer before you sign it. Your lawyer should also make sure that compensation is received for any prepaid expenses such as utility bills or property taxes. Once these expenses are paid, then you will receive the money from the sale.
Before closing, the buyer may ask you to provide a number of things such as:
- A current survey that shows that the house sits on the property that you own;
- The title to the property;
- A certificate for a well or septic system, stating that the system meets standards; and
- Access to the property for a home inspection.
Testimonials
What They Say
Harshit
Home Owner
Sam was super helpful in finding me a downtown condo fast! I told him the general areas I wanted to check out and he made viewings happen that same week! He is super personable and makes the entire process super easy! I will definitely recommend him to all of my friends searching for a place in Toronto!
Sam
Home Owner
Luxury gta home believes in making every customer satisfy. Sam is wonderful; his exceptional great customer skills is amazingly unmatched. He is very patient and always ready to assist even at the shortest notice.
Gesu Priyadarshini
Home Owner